Yesterday, I dragged my girlfriend to Big Bang bicycles to face the music and get my bike looked at. The decision to deal with terrible weather, tormenting traffic, and the over- an hour drive was spurred by my conversation with the insurance company.
I was finally able to express to the insurance agent that my bike frame and various parts needed to be replaced. She was understanding. I then went on to express to her that I felt some parts could be saved. She told me that that was exactly what she needed to hear and wanted me to do. I was thanked for my cooperation with her and the insurance process.
I was reaffirmed that they will replace only when the cost of repairs is more than the cost of the bicycle. I won't say I'm terribly worried, but after getting an itemized quote/ estimate of what would be replaced, I cannot help but wonder what the insurance agency will do. Thing is, the cost I paid for the bike originally was less than what the quote I got from Glenn was... by a lot! Glenn wants the nest for me. He jumped at the opportunity to get me the best possible set-up I could reasonably get. I'm not going to go into great detail of his quote since I do not know exactly what he had in mind, but I do know I will probably have a Scott addict R2 frame. A lot of components do need to be replaced and the wheels are going to be replaced too.
In any case, Glenn was nice enough to fax the quote to my insurance. I know my mom mailed the original receipt of my purchase of the bike to the insurance company yesterday, so they are going to see this big quote before the original price. I am hoping this will go in my favor? I told them the original price that I paid for it and have, of course, been honest the whole way through this process. I just don't know if they will want to accept this quote. Okay so I am a little worried, but I know this will still be a step-by-step process.
Anyone's call as to how this will go. Anyway, I've got 3 hours to do today and my girlfriend wants me to spend it on the rowing machine. This will be fun and I think Glenn wanted to put me on a bike like this one with Sram Force and yes, that's an integrated seat post. *drooling*
Yum (to that bike)
ReplyDeleteyeah man! Glenn really wants me on a much nicer bike than the one i was on... cool I guess, but I just don't want to get my hopes too high... only to be crushed by the insurance company.
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